Prepaid phone cards have been around for quite some time,
and have always been used as a way to make long-distance or international calls
at very low rates. Their main use comes from when a customer has no desire to
pay every month for calls that they make only every so often. These prepaid
phone cards will often let one call globally at rates that are much more
affordable than standard monthly plans that include international calling.
Essentially, they were very important in filling that
niche where you might have relatives, friends, and/or pen pals that live far
across the U.S., or even overseas in a completely different country.
Pay Less
As mentioned, prepaid phone cards will very often offer
rates that are significantly lower than what you would pay extra for a monthly
calling plan. These rates can go as low as 0.8 cents a minute. That’s a
fraction of one cent. More typically, these rates will hover around 1 or 2
cents per minute.
With a regular monthly plan, you would be paying as much
as $10 extra on top of the rest of your phone bill. For some people this extra
cost isn’t that big of a deal, but for those who like to be efficient with
their money and don’t like to pay for what they don’t use, prepaid phone cards
are the way to go.
Convenience
A really nice thing about prepaid phone cards is that
they are incredibly convenient to find and use. You can most likely find them
in nearly any retail store, especially ones that carry electronics. You can
also usually purchase the equivalent service online, where it goes straight to
your phone account.
Usually, prepaid phone cards will be listed for a
specific carrier, such as AT&T, Skype, Verizon, T-Mobile, and so on. Just
be sure to buy the one that matches your carrier.
Versatility
Since prepaid phone cards only offer a specific amount of
minutes to a certain country (or to a number of different countries), you have
the ability to only pay for what you use. This adds an element of versatility
that isn’t offered in regular monthly plans.
This is also another reason that prepaid phone cards are
important; they give the consumer a choice. Many people don’t even know that
they have the option of using prepaid phone cards, and end up paying extra
every month.
Other Thoughts
If a little extra every month isn’t much of a concern for
you, then prepaid phone cards may not be of much use. But if you care a great
deal about saving money, they’re absolutely fantastic for that purpose.
You only need to look out for cards that have misleading
advertising on them. Make sure that you don’t run into any hidden fees by
reading and understanding the fine print; sometimes it isn’t enough just to
read the low rate in big, bold lettering. In any case, phone cards from
reputable and major carriers tend to be the most trustworthy, so as long as you
stay with those, you should be fine.
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